UnitedHealth Group is pulling out of ObamaCare, but the law is "clearly" beneficial.

UnitedHealth's decision to pull back in Georgia and Arkansas beginning next year comes just days after a new Gallup survey documented a sharp decline in the rate of Americans who are still without coverage. Despite its rocky performance during its first two full years of operation - including higher than anticipated premiums and copayments and lower enrollments than projected - the ACA, along with expanded Medicare, clearly has been a boon for the nation's uninsured.

The problem with the "clearly" is twofold:

1. The assumption that a person covered by a plan with high premiums and co-payments is better off than a person without coverage. The costs may or may not outweigh the benefits, but the government has put its thumb on the scale by creating tax penalties for people who might otherwise benefit by foregoing coverage.

2. The mistaken conflations of insurance coverage with health care, and of health care with improved health. The possession of health insurance may or may not lead to better health care for an individual, and better health care may or may not lead to improved health. The goal is better health, but the only lever the government has is health insurance, which is doubly indirect.

So, the Gallup survey alone doesn't justify the use of "clearly". Let's wait to see some data showing actual improved health, not just more insurance coverage.

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